Tips on Targeting Homes for Sale in Jakarta for Young Families and
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Title : Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
link : Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
Many people are still interested in speculating fate into the capital with the hope of a better life. Those who are still in their productive age do indeed still have open opportunities to build a career and married life in Jakarta. The next step, search house for sale in Jakarta while saving and living in a boarding house or rented house with his wife.
So how to start the steps to realize these desires?
· Adjust Lifestyle
The first step that a new married couple can try to have a dream home is to do a simple lifestyle. Those who work as employees or are still pioneering businesses should save money while enjoying pioneering households in homes that are not too large, such as boarding or contract.
Staying with a husband or wife in a boarding house is likely to cost around Rp 1.3 million per month. As for simple housing contracts, there are likely to be around Rp. 1 million to Rp. 1.5 million per month. With a little careful calculation, you can save for money advance home purchases such as mortgages.
· It doesn't have to be in the city center
You should also be realistic with the budget you prepare. If possible, you could just redeem housing in the city center at a high price. But if not, you can choose a house on the outskirts at a price that is still affordable with transportation compensation. As it is known that each area in an area has its own price trends such as South Jakarta, West Jakarta, East Jakarta and North Jakarta.
Houses for sale in East Jakarta have a trend that is cheaper than other areas. In this area the price range you can estimate is Rp. 8 million / sq. M. While for other regions, it can reach up to Rp 10 million per square meter. The more to the edge of the location of the house that you are lyrics, the more likely the price will be more affordable.
Many houses with 45 (minimalist) types of houses should be enough to be occupied by a family. This type can promise a living room, 2 bedrooms, a bathroom and a kitchen for the family. Then roughly, with a budget of around Rp 500 million, you can already have a decent home in East Jakarta.
· Looking for Home Loans (KPR)
Another important step in realizing a dream home is to become a KPR hunter. You also should also not origin looking for cheap mortgages without having a guide. You can compare various mortgage offers from the bank. There are many property sites that provide calculators to make it easy for you to calculate mortgage and interest simulations so you get a more accurate picture.
· Make a Plan
When you have found a targeted home in Jakarta, the next step is to make realistic calculations so that you can make installment payments consistently. You can make a plan by dividing the budget between paying money to DP the house and calculating how much monthly repayment capability. Calculate realistically between household and personal budget needs.
· Start Saving Advances
In the policy issued by BI, it is stated that the down payment for KPR ownership is 10% for Islamic banks and 15% for conventional banks. In other words, the opportunity to get a mortgage program with a low down payment is still very possible. However, you also need not be surprised to learn that most mortgage programs still use a DP system of 20%.
· Calculate installments
Also keep in mind that the simulation calculation does not include various other costs that include the process of buying and selling property including the cost of checking certificates, making the sale and purchase deed, transfer fees, non-tax state revenue, PPH, BPHTB, KPR fees and services for notaries . Some of these other costs must also be anticipated so that the process can run smoothly and on time.
Those are some steps that can facilitate you in realizing a dream home for a small family. No matter you as a private employee or entrepreneur who is just starting out, you can immediately save money upfront without having to wait to get married first so that you do not stay too long in contracting with your partner.
Still many house for sale in Jakarta offered with affordable DP, especially in the eastern region. When the down payment process is complete, then you and your family can inhabit the house while the repayment process is in progress.
You are now reading the article Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees with the link address https://scemingb.blogspot.com/2019/10/tips-on-targeting-homes-for-sale-in.html
Title : Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
link : Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
Many people are still interested in speculating fate into the capital with the hope of a better life. Those who are still in their productive age do indeed still have open opportunities to build a career and married life in Jakarta. The next step, search house for sale in Jakarta while saving and living in a boarding house or rented house with his wife.
So how to start the steps to realize these desires?
· Adjust Lifestyle
The first step that a new married couple can try to have a dream home is to do a simple lifestyle. Those who work as employees or are still pioneering businesses should save money while enjoying pioneering households in homes that are not too large, such as boarding or contract.
Staying with a husband or wife in a boarding house is likely to cost around Rp 1.3 million per month. As for simple housing contracts, there are likely to be around Rp. 1 million to Rp. 1.5 million per month. With a little careful calculation, you can save for money advance home purchases such as mortgages.
· It doesn't have to be in the city center
You should also be realistic with the budget you prepare. If possible, you could just redeem housing in the city center at a high price. But if not, you can choose a house on the outskirts at a price that is still affordable with transportation compensation. As it is known that each area in an area has its own price trends such as South Jakarta, West Jakarta, East Jakarta and North Jakarta.
Houses for sale in East Jakarta have a trend that is cheaper than other areas. In this area the price range you can estimate is Rp. 8 million / sq. M. While for other regions, it can reach up to Rp 10 million per square meter. The more to the edge of the location of the house that you are lyrics, the more likely the price will be more affordable.
Many houses with 45 (minimalist) types of houses should be enough to be occupied by a family. This type can promise a living room, 2 bedrooms, a bathroom and a kitchen for the family. Then roughly, with a budget of around Rp 500 million, you can already have a decent home in East Jakarta.
· Looking for Home Loans (KPR)
Another important step in realizing a dream home is to become a KPR hunter. You also should also not origin looking for cheap mortgages without having a guide. You can compare various mortgage offers from the bank. There are many property sites that provide calculators to make it easy for you to calculate mortgage and interest simulations so you get a more accurate picture.
· Make a Plan
When you have found a targeted home in Jakarta, the next step is to make realistic calculations so that you can make installment payments consistently. You can make a plan by dividing the budget between paying money to DP the house and calculating how much monthly repayment capability. Calculate realistically between household and personal budget needs.
· Start Saving Advances
In the policy issued by BI, it is stated that the down payment for KPR ownership is 10% for Islamic banks and 15% for conventional banks. In other words, the opportunity to get a mortgage program with a low down payment is still very possible. However, you also need not be surprised to learn that most mortgage programs still use a DP system of 20%.
· Calculate installments
Once you have an idea for saving down payment, the next is to calculate the amount of installments per month. You are required to be able to make an estimate of the installment simulation so that it is not too burdensome in the future. You can use the calculation simulation provided by the official bank website or through other online property platforms to get accurate figures.
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Those are some steps that can facilitate you in realizing a dream home for a small family. No matter you as a private employee or entrepreneur who is just starting out, you can immediately save money upfront without having to wait to get married first so that you do not stay too long in contracting with your partner.
Still many house for sale in Jakarta offered with affordable DP, especially in the eastern region. When the down payment process is complete, then you and your family can inhabit the house while the repayment process is in progress.
Thus the article Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees
So this article, Tips on Targeting Homes for Sale in Jakarta for Young Families and
Employees hopefully can benefit you all. ok, see you in another article post.
You are now reading the article Tips on Targeting Homes for Sale in Jakarta for Young Families and Employees with the link address https://scemingb.blogspot.com/2019/10/tips-on-targeting-homes-for-sale-in.html