Title : So as not to be fooled by the developer, this is the method
link : So as not to be fooled by the developer, this is the method
So as not to be fooled by the developer, this is the method
Anyone who is married would want to have his own home to live with his small family. It's no longer a rented house. Even though it's not very spacious, it will feel comfortable if you have your own home. If you are an employee and have sufficient income, of course buying a home mortgage is the easiest solution to do. Mortgage home purchases are usually provided by developers. Usually the houses that are offered are located in housing which has advantages such as a more orderly location and adequate public facilities.
However, to buy a house through mortgages is not without problems. There are just developers who are naughty and intend to deceive consumers. So that you avoid these rogue developers, give me tips that you need to do to buy a home mortgage through the developer. Anything? Check out the article below.
1. Check the reputation of the developer
Buying a house is not as easy as buying street food. You must be extra careful, careful, and always alert to buy your dream home. The first thing you need to do when buying a home mortgage by checking the reputation of the developer. How to? The first way you can start is to look at a bank that has a partnership with a developer. You can go to the bank and ask whether the developer has received support in the form of construction working capital from the bank. The bank is usually willing to cooperate if the developer is considered worthy and good cooperation.
In addition, you can also find out about any housing project that is being done. You can see the development process in previous projects. If it's good, then that means the developer can be considered bona fide. Also check the legality of the developer. Starting from the status of the legal entity, the legality of land rights that will be used as the location of the housing sector, and also the permits which cover the IMB and location permit.
2. Checking the legality of the land
The status of land that has been controlled by the developer should only be in the form of Building Rights (HGB). The status has a certain period of time and must be extended if the developer has not finished managing it. To check, you can directly come to the local Land Agency. Then make sure about the origin history of the HGB that the developer uses.
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